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September 21, 2014
Important Links
Teamsters Western Region and Local 177 Health Care Plan
Express Scripts
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JOINT COUNCIL 73
ASPIRE CREDIT UNION
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Teamster News Headlines
 
Job Opportunities Available for Carhaul Teamsters at Jack Cooper
Local 817 Teamsters To Participate In 'New York On Location' Festival
Middle-Class Workers Are Losing The Income Inequality Numbers Game
Today's Teamster News For September 19, 2014
Teamsters Playing Active Role to Protect Jobs in Bankruptcy
Teamsters, Advocates Sue U.S. DOT For Not Issuing Truck Driver Training Requirements
Teamsters Call On Rush University Medical Center To Bargain In Good Faith
Teamsters Call On FedEx To Stop Paying Personal Taxes For Executives
Today's Teamster News For September 18, 2014
Hoffa: Georgia Official Must Stop Ignoring Voter Registration
 
     
What's New at IBT 177
2014 Local 177 Golf Outing

We would like to thank all of our members, both retired and active, for coming out this year.  We hope all had a good time and we hope to see you again next year.  Also, once again, thank you to all our sponsors for their support and donations.

Photos from this years outing can be viewed in the photo gallery.  The link is located in the left column of this home page.

 

 

Fraternally yours,

Local 177 Excutive Board

&

Local 177 Golf Outing Committee

IMPORTANT HEALTHCARE INFORMATION

 

 www.wr177healthcare.com

www.express-scripts.com

ATTN ALL UPS LOCAL 177 MEMBERS:

The link to the Teamsters Western Region & Local 177 Health Care Plan and Express Scripts is  located on the left of this home screen, under the IMPORTANT LINKS heading.

 

Contract Update

Click on the link below for more contract information

http://teamster.org/news/2014/04/ups-contract-facts-memo-locals

________________________________

2013 National Master United Parcel Service Agreement, All Supplements, Riders and Addenda in effect starting April 25, 2014

The Teamsters UPS National Negotiating Committee, pursuant to Article XII of the IBT Constitution announced the 2013 National Master United Parcel Service Agreement, All Supplements, Riders and Addenda will be in effect starting April 25, 2014.

The wages contained in the Agreement are retroactive to August 1, 2013 and UPS has committed to expediting the checks for your retroactive wage increases. The retro check will be a separate check to avoid being taxed at a higher rate. In addition, UPS will begin making retroactive contributions to the health and welfare and pension funds immediately. UPS currently owes over $300 million to Teamster members and funds. Now Teamsters will be made whole.

The Agreement contains unparalleled wage and benefit increases. New language offers strong protection from harassment and retaliation. In addition, the new 9.5 language, protections regarding SurePost and all of the other improvements and protections contained in the new Agreement will be in effect.

If you have any questions, please contact Local 177 Union office.

Master Agreement

http://teamster.org/upsupsf-contract-updates/ups-agreements-2013-2018

__________________________________________________

To: UPS Teamster members

From: Teamsters UPS National Negotiating Committee

Date: April 23, 2014

Re: 2013 National Master United Parcel Service Agreement, All Supplements, Riders and Addenda

The 2013 National Master United Parcel Service Agreement and all Supplements, Riders and Addenda are in effect starting April 25, 2014. The Teamsters National Negotiating Committee took this action pursuant to Article XII of the International Brotherhood of Teamsters Constitution.

The economics contained in the Agreement are retroactive to August 1, 2013. UPS has committed to expediting payment of your retroactive wages. The retro check will be a separate check from your regular paycheck. UPS owes Teamster members and funds over $300 million in wages and contributions. It is time to make Teamster members and their funds whole.

The changes to health care that were approved by a majority of UPS Teamsters in June 2013 will go into effect June 1, 2014. If your health care is changing as a result of this Agreement, you will be receiving information in the coming weeks regarding your benefits.

It was an honor to represent UPS Teamsters across the country in these negotiations. Through our united efforts we have negotiated a strong contract that includes pay increases, excellent benefits and new language that protects our jobs and improves our working conditions. We would like to thank the UPS Teamsters across the country who have waited patiently while our Teamsters collective bargaining process was completed.

If you have any questions regarding this contract please contact Local 177 Union hall or visit www.upscontractfacts.org  for more information.

Contract Information

ATTN ALL LOCAL 177 UPS MEMBERS:

We are in the process of having both the Local 177 Supplemental Agreements as well as The UPS National Master Agreement printed.  Once completed, a copy will be sent to all Local 177 UPS members.

Copies of the agreements were previously mailed to all members when they received their ballots.  If needed, you can print a copy of these agreements by using links below.

Please use this link for the Drivers and Mechanics & Maintenance Agreements;

http://teamster.org/upsupsf-contract-updates/ups-tentative-agreements-2013-2018

 

Please use this link to go to the IBT website then click on the UPS NATIONAL MASTER AGREEMENT, 2013-2018 tab which is located in the right hand column of the page;

http://teamster.org/upsupsf-contract-updates

_______________________________________________________

Both the Drivers and Mechanics & Maintenance Supplemental Agreements have  passed.  Below you will find the final vote tally:

Drivers' Supplement

          Yes                              No

          2360                            958

Mechanics & Maintenance Supplement

          Yes                               No

           81                                 43

REFERENDUM VOTE INFORMATION

Attention All Full-Time UPS Members

 UPS full-timers overwhelmingly vote to reallocate GWI.  The vote count was 988-yes to 174-no.  This additional contribution will fund a $402.00 per month increase in your full service pension, raising the top pension benefit from $3700.00 to $4102.00 per month retroactive to August 1, 2013.  For members that retire with less than the top monthly benefit, their pension would increase proportionately to their years of service - -please click on and download the attached download at the bottom of this article for the new accrual charts (Appendix A).

Fraternally,

Teamsters Local 177 Executive Board


Download: Pension Chart.xls
James R. Hoffa Memorial Scholarship Fund Essay Contest

Application forms for the James R. Hoffa Memorial Scholarship Fund Essay Contest are now available upon request from the Union Hall Office.

 

The James R. Hoffa Memorial Scholarship Fund Essay Contest will award $1,000.00 scholarships annually to 200 students. All applicants must comply with the following eligibility criteria.

 

  1. Be the son, daughter or financial dependent of an eligible Teamster member, hereafter also referred to as ?Teamster Member Relation?.
  2. Be enrolled full-time in an undergraduate college, university or community college program, or technical or vocational program;
  3. Be 23 years old or younger by September 30, 2014. 

The applicant?s Teamster Member Relation** must be able to demonstrate that:

 

  1. He/she was a member in ?good standing? per Article X, Section 5 of the International Constitution.
  2. He/she was retired from a craft represented by his or her Local Union and was a member in ?good standing? as per Article X, Section 5 of the International Constitution for 5 years prior to his/her retirement.
  3. He/she was not a full-time elected officer during the relevant period of good standing listed above.

ASP!RE FCU

Attention Local 177 Members – An Exclusive Employee Benefit for You!

Special Benefits for Local 177 Members!

Refi to the Rescue Loan Event

We’ll help you escape banks’ high rates on Saturday, September 20, with the following deals*:

  • Auto loans: Put the brakes on high rates and receive a 1% rebate on your loan (up to $500)
  • Credit cards: Zero in on a great rate – literally. Simply transfer your balances and enjoy a 0% introductory APR** for six months.
  • Home equity loans: Open the door to savings with our rock-bottom rates. Plus, receive $100 just for refinancing with us!

Apply online anytime on Saturday, September 20, or call our Loan Superheroes at 855.MY CU LOAN (855.692.8562) from 9am – 1pm to complete your application over the phone.

BONUS: All members who apply during our Refi to the Rescue event will be entered to win an Apple iPad valued at $450.***

*Not applicable to refinances of Aspire FCU loans or credit cards. Loan must be booked by 10/31/2014 to be eligible for rebate. Rebate credited to share account within 60 days of booking the loan.
**APR=Annual Percentage Rate. 0% introductory rate for six months. After the introductory period, APR will depend on individual creditworthiness. For qualified borrowers only. Must apply and be approved for credit card first before applying for balance transfer.
***Sweepstakes rules here.

Free Guide on Ways to Save at Home

As a Local 177 employee, you get direct access to our financial guides. This month’s guide shares tips on saving money at home.

View it now >>

Apply For a MasterCard Today

Low Rate Platinum As a Local 177 member, you’re eligible to apply for an Aspire MasterCard Credit Card! With low rates, no balance transfer fee and 0% APR* on balance transfers for six months, our cards provide an alternative to those other high rate cards!

Apply for one of our cards today!

*APR=Annual Percentage Rate. 0% introductory rate for six months. After the introductory period, APR will depend on individual creditworthiness. For qualified borrowers only. Must apply and be approved for credit card first before applying for balance transfer.

1.26% APY on 15-month Share Certificates!

Don’t miss out – limited time offer! Please call 888.322.3732 for details on how to get this set up.

*APY = Annual Percentage Yield. $1,000 minimum. A penalty will be imposed for early withdrawal. There is a ten (10) calendar day grace period at maturity. Offer good on funds not currently on deposit at Aspire FCU.

Back to School Loans Now Available!

452629595This signature loan can be used for books, uniforms, computers, dorm furniture… whatever you need! Rates start at 9.70% APR.*

Click here to apply!

*APR=Annual Percentage Rate. Published rate is base rate available for qualified borrowers only, including AutoPay discount. Actual rate based on individual creditworthiness. Rates and terms subject to change at any time.

Auto Loan Rebate

In the market for a new car? Finance with Aspire FCU and get a 1% cash rebate up to $500. Use promo code AUTOLOAN.

Click here to apply!

Follow us on social media for news, financial tips and more:linkedin seg pagestwitter seg pagesfacebook seg pages

Why Aspire?

Aspire FCU is different from other financial institutions. We are a not-for-profit financial cooperative, meaning we give our earnings back to our credit union members, not shareholders.

  • Members are our first priority.
  • Members are treated individually and personally all the time
  • Our Service Experts and Loan Experts are passionate and professionally trained to help members achieve their financial dreams.

Plus, you’ll receive great benefits, such as:

  • This exclusive webpage – This page offers special announcements and promotions that members from Local 177 are entitled to.
  • Payroll Deduction – Specify a dollar amount or a percentage of your paycheck to be electronically deposited into your Aspire FCU checking or savings account. This is a great way to save money automatically.
  • 5,700+ Shared Branches nationwide
  • 85,000+ surcharge-free ATMs worldwide
  • 24/7 account access via My CU Online home banking and Call24 (888.322.3732, Option 1) telephone teller.
  • Competitive Rates and Generous Terms
  • Club Accounts – designed to help you save for your next holiday splurge or vacation getaway.
  • Aspire Mobile Banking with Mobile Deposit – We’re as close as the phone in your pocket! Click here for more information.
  • eDeposits – Qualifying members* can deposit their checks directly from their home or office! Click here for more information.

Not Yet a Member? Join Now!

UPS WorkerJoining Aspire is quick and easy. You’ll get all of the benefits of being a member-owner of your financial institution. Plus, take advantage of Local 177 specific products and services. Click here to join today! Call 888.322.3732, Option3 if you have any questions or need assistance.

Enter promo code FREEUPS to have your $5 start-up amount to be paid by us!

What is a Credit Union?

A Credit Union is a not-for-profit financial cooperative organized to provide a full-range of financial products and services to its members, who are also owners of the Credit Union. Because we are not in business to benefit stockholders, we are able to return any profits to our members in the form of lower loan rates & fees, higher savings yields and personalized member service.

How am I eligible to join?

All Local 177 team members, whether full-time or part-time, are eligible to join Aspire FCU. Your immediate family members are also eligible to join. And once you’re a member, you’re always a member, even if you change jobs or move out of the area.

What makes you better than a bank?

Credit Unions provide consumers with another option to serve their financial needs. Since we are not-for-profit, typically Credit Unions can be a lower cost alternative for a consumer. Members will also experience personal service because at a Credit Union, you come first, not stockholders.

Is my money safe at a Credit Union?

Yes! All savings accounts are insured up to at least $250,000 by the NCUA, the National Credit Union Administration, an agency of the federal government. Not one penny of insured savings has ever been lost by a member at a federally insured Credit Union.

Can I borrow money from the Credit Union?

Aspire FCU offers many types of loans from Used & New Auto Loans to First & Second Mortgages. We even offer a Credit Builder Loan for those just starting out who need to establish credit or those who need to work on improving their credit score. Our friendly Loan Experts are dedicated to working with you to decide which loan best suits your needs.

How do I access my money? Is there a branch nearby?

There are various ways you can access your accounts. You can enroll in My CU Online, our FREE online banking website, call our Call Center at 888.322.3732, Option 3, or set up Mobile Banking.

Free Account Cash CheckerKasasa Cash

Kasasa Cash is a free checking account that puts 1.51% APY* right in your pocket. Click here for more information.

Kasasa Saver

Kasasa Saver is a free, high-interest saver account linked to your free Kasasa Cash checking account (they work together). So the 1.51% APY* you make on your checking and ATM fee refunds are automatically deposited into your free Kasasa Saver account every month. Your Saver account also piles 0.51% APY* on top of that; so you can sit back, relax and watch your savings grow. Click here for more information.

Kasasa Tunes

TunesKasasa Tunes is a free checking account that gives you free iTunes* downloads every qualification cycle. You also get $10 in iTunes ®or Amazon ® downloads just for signing up, plus nationwide ATM fee refunds up to $10!* Click here for more information.

Fresh Start Checking

If you’re having trouble getting approved for a checking account at other financial institutions, our Fresh Start Checking** may be right for you. This free account allows you to build a positive financial record in order to help you grow toward a successful financial future.
Fresh Start
This account requires 100% direct deposit of your paycheck and no fraudulent history record.

*Annual Percentage Yield (APY) accurate as of 1/1/13. Kasasa Cash rate tiers are as follows: 1.51% APY applies to balances of $0.01 – $10,000 and 0.25% APY applies to balances over $10,000 as long as qualifications are met each qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 0.25% APY – 1.51% APY on all balances as long as qualifications are met. Qualifying transactions must post and clear the Kasasa Cash Account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post and clear to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. ATM-processed transactions do not count towards qualifying ACH transactions. ATM Fee reimbursements (checking account only) up to $10 provided only if qualifications are met within the monthly qualification cycle. Kasasa Saver rate tiers are as follows: 0.51% APY applies to balances of $0.01 – $10,000 and 0.25% APY applies to balances over $10,000 if qualifications are met during the monthly qualification cycle on Kasasa Cash account. 0.05% APY applies to all balances if qualifications are not met on Kasasa Cash account. All balances will earn 0.25% APY – 1.51% APY if qualifications are met on Kasasa Cash. Rates may change after the account is opened. Fees may reduce earnings.

*Earn $10 in iTunes ®or Amazon ®download refunds with initial account opening regardless of qualifications. Earn up to $5 in iTunes or Amazon download refunds each cycle the minimum qualifications are met. Downloads must be purchased with your check card associated with your Kasasa Tunes™ account. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post and clear to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. ATM-processed transactions do not count towards qualifying ACH transactions. ATM Fee reimbursements up to $10 provided only if qualifications are met during the monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. Apple Inc. is not a participant in or sponsor of this program. Sales taxes may apply, potentially reducing the number of downloads purchased with refunds.
**Account opening subject to review by branch manager. For qualified members only. Other conditions may apply.

Online and Mobile Banking

Aspire Mobile Banking
Aspire Mobile Banking allows you to obtain account balances, deposit checks, view transaction history, find a branch or ATM near you and make transfers between accounts.

Mobile banking has a website for enrollment that you need to do first.

E-Deposits Online

Qualifying members* can deposit checks directly from their computer by logging on My CU Online to make a remote deposit and then dropping the check in the mail.

*For qualifying members in good standing only. Restrictions may apply. Maximum deposit amount $3,000. Other restrictions apply. Click here for the full eDeposit User Agreement and Disclosure.

App Store

We have a variety of apps available to help you manage your money more easily. View them all here.

ASAP (Aspire Swift Access Payroll) Program

UPS ASAP ProgramWould you like to have access to your UPS Local 177 payroll funds on Thursday evening without having to go to a branch to cash your paycheck? When you enroll in Direct Deposit with Aspire you can access your funds with your Debit card as soon as your UPS Local 177 payroll posts to your account.*

Download UPS Local 177 Direct Deposit Form

Finding one of our surcharge-free ATMs is easy with our Branch/ATM Locator. Just enter your zip code to find locations near you!

Ask your Human Resources Manager for Direct Deposit at Aspire so you can take advantage of ASAP Direct Deposit.

We’re here to help you. If you have any questions or concerns, do not hesitate to ask. Call one of our friendly Service Experts any time, day or night at 888.322.3732, Option 3.

*When we get it, you get it! When you enroll in Direct Deposit with Aspire FCU, your paycheck funds will be available as soon as we receive a payroll posting from UPS Local 177. This typically occurs on Thursday evenings. Subject to change based on federal holiday schedule

Apply For a MasterCard Today!

Low Rate Platinum As a Local 177 employee, you’re eligible to apply for an Aspire MasterCard Credit Card! With low rates, no balance transfer fee and 0% APR* on balance transfers for six months, our cards provide an alternative to those other high rate cards! Apply for one of our cards today!

*APR=Annual Percentage Rate. 0% introductory rate for six months. After the introductory period, APR will depend on individual creditworthiness. For qualified borrowers only. Must apply and be approved for credit card first before applying for balance transfer.

Loans Available at Aspire

Aspire Auto LoanFor detailed information, visit this page or contact a Loan Expert at 855.692.8562.

Credit Builder Loan – Build new credit or restore credit history with a Credit Builder Loan. A loan is made to you, but the funds are put on hold in your savings share account until you’re able to pay it off.

Personal Loan – You can apply for one of our Signature Loans with higher credit limits or a FlexLine of Credit to be more prepared for unexpected expenses.

Auto Loan – We offer up to 100% financing on new and used vehicles, competitive rates, plus other benefits for financing your vehicle with Aspire.

Student Loans – The cuScholar Private Student Loan provides funding for you or your child’s education.

Mortgages – We can help you buy your first home or refinance your existing mortgage.

Apply for a loan here!

Shared Branches & ATMs

Aspire has over 5,000 Shared Branch locations and 70,000+ Surcharge-Free ATMs in our network.

Shared Branches – We’ve partnered with other financial institutions across the nation so you can have easy access to your money. At a shared branch, you can deposit, withdraw or transfer money. You can also inquire about your loan balance and make loan payments.

Surcharge-Free ATMs – Use your debit card to access your money at a surcharge-free ATM near you.

Please note that only Aspire, Allpoint & Co-Op network ATMs are surcharge free.

Download the apps for AllPoint and Co-Op or use the map on this page.

Resources For You

Dream BIG! Blog – We post a couple times a week with financial advice, promotion and news that may affect you.

Newsletter Archive – Our monthly membership newsletters are stored on this page.

Financial Toolbox – Here you’ll find links to pages and other websites that help make managing your money easy.

Financial Resource Center – Advice on loans, debt and more.

Used Vehicle Checklist - Our handy checklist can be printed and taken to the dealership to help you feel confident about examining your potentials.

 

www.aspirefcu.org/local177

Teamster Privilege Mortgage

 

Please click on this link to contact Mike Curran to start your home purchase or refinance, http://www.wfhm.com/michael-curran 

  Michael.J.Curran@wellsfargo.com

                 

Michael J Curran

2001 Route 46 East
Suite 106
Parsippany, NJ 07054

Home Mortgage Consultant
NMLSR ID 624081

Office: 1-973-394-7535
Mobile: 1-973-801-2270

*****  2014 SCHOLARSHIP WINNERS  *****


2014 Local 177 Scholarship Winners :

Tamara Julia Johnson - daughter of Gould Ave package driver, Harold Johnson.

Joanne Rosbett LeBron - daughter of Jersey City package driver, Pedro LeBron.

Courtney Mosca - daughter of Chester NY package driver, Mike Mosca.

Each winner will receive $2500.00 per years for 4 years

2014 James R Hoffa Scholarship Winner :

To be announced

2014 Joint Council 73 Scholarship Winners :

The following won a one time $1000.00 Boot Strap award,

Matthew Blahut - son of Saddle Brook pre-loader, Roman Blahut.

Tomara Johnson - daughter of Gould Ave package driver, Harold Johnson.

Travis Spaulding - son of New Windsor package driver, Jimmy Spaulding.

__________________________________________________

The Executive Board, along with the Membership of Local 177, wish to extend its' congratulations to the winners and their families. 

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Contact Teamsters Local 177 at:

(973)923-7070

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